My Next Balance — cash flow calculator and balance projection

Free cash flow calculator and balance projection: forecast your bank balance day-by-day with income, bills, and recurring expenses. See your projected balance after bills. No sign-up; runs in your browser.

Add starting balance and dates in Setup, recurring expenses on the calendar, then run a multi-month projection. Explore results by month and week, print to PDF, or save configuration backups as JSON.

Common questions: it is a balance projector (not envelope budgeting), it does not link to your bank, and you can export or print projections yourself.